html { background-color: #e4e4e4;  margin: 20px 10px 10px 10px; background-image:url('images/main_bg.gif'); background-repeat: repeat-x; }
body { background-color: #e4e4e4; margin: 20px 10px 10px 10px; background-image:url('images/main_bg.gif'); background-repeat: repeat-x; }

a:hover { color: #e97d2d; font-size: 11px; font-family: "verdana", "arial", sans-serif; text-decoration: underline; }
a:link { color: #e97d2d; font-size: 11px; font-family: "verdana", "arial", sans-serif; text-decoration: none; }
a:visited { color: #e97d2d; font-size: 11px; font-family: "verdana", "arial", sans-serif; text-decoration: none; }
a:hover:visited { color: #e97d2d; font-size: 11px; font-family: "verdana", "arial", sans-serif; text-decoration: underline; }

a:hover.copyright { color: #095d7e; font-size: 9px; font-family: "verdana", "arial", sans-serif; text-decoration: underline; }
a:link.copyright { color: #095d7e; font-size: 9px; font-family: "verdana", "arial", sans-serif; text-decoration: none; }
a:visited.copyright { color: #095d7e; font-size: 9px; font-family: "verdana", "arial", sans-serif; text-decoration: none; }
a:hover:visited.copyright { color: #095d7e; font-size: 9px; font-family: "verdana", "arial", sans-serif; text-decoration: underline; }

p, ul, ol, td, div { color: #243f49; font-size: 11px; font-family: "verdana", "arial", sans-serif; vertical-align: top; line-height: 14px; }
.sub { color: #3270b3; font-weight: bold; }

image { border: 0px; }
a img {border: none; }

ul { margin: 18px; }

ul li { list-style-type: square; }


table.maintable {
width: 880px; 
height: 100%;
padding: 0px;
}

table.innertable {
width: 850px; 
height: 100%;
padding: 0px;
background-color: #fff;
}

.h100 { height: 100%; }

td.border {
width: 15px;
background-color: #fff;
}

td.home_left {
width: 212px;
background-image:url('images/home_left_bg.gif');
padding: 0px;
}

td.home_middle {
width: 425px;
height: 100%;
background-color: e4e4e4;
padding: 0px;
}

td.home_right {
width: 213px;
height: 100%;
background-image:url('images/home_right_bg.gif');
padding: 0px;
}

#pad1 { padding: 0px 15px 0px 15px; }
#pad2 { padding: 0px 15px 5px 15px; }

td.copyright {
width: 850px;
height: 33px;
padding-bottom: 4px;
text-align: center;
vertical-align: bottom;
font-size: 9px;
color: #095d7e;
background-image:url('images/bottom_bg.gif');

}


/* for drop-downs */

.clsCMOn {
	color: #243f49;
    padding: 2px 4px 2px 4px;
	background-color: #e4e4e4;
}

.clsCMOver {
    color: #ffffff;
	padding: 2px 4px 2px 4px;
	background-color: #3370b3;
}

td.line {
padding: 4px;
border-bottom: 1px #c6c6c6 dotted;
}